Live Life Counseling and Consulting is primarily a private pay practice with limited availability. This allows us to create a more personalized plan of action for your mental health needs without the involvement of insurances and third parties. However, we still do accept some insurances on a limited basis and will work with you if needed regarding out of network benefits.
Private Pay Rates
$180 - Individual Therapy Sessions (53 mins)
$250 - Couples Therapy Session (53 mins)
75 min sessions may be available upon request
Insurances Accepted in Georgia:
Aetna (Excludes Better Health)
Ambetter
Cigna
Insurances Accepted in Florida:
Aetna (Excludes Better Health)
Ambetter
Cenpatico / Sunshine Health
Cigna
United Behavioral Health Care / Optum
We do not accept any Employee Assistance Programs (EAP) for services
If we do not accept your insurance, we are happy to provide you with appointment receipts / a superbill once a month so that you may seek potential reimbursement through your insurance on your own; however, we do not guarantee reimbursement.
Accepted Forms of Payment
Live Life Counseling and Consulting accepts all major credit cards and HSA / FSA debit cards. Payments are due at the time of service and will be processed via the patient portal at the beginning of each session. A credit card form will be sent to you with your intake documents to fill out prior to your first session. You are responsible for payment of your session if you lose coverage, or your insurance does not pay for the claim. We do not accept any types of checks and do not have a sliding fee scale for services. A credit card must be kept on file and a credit card form will be included with the intake documents.
Why Consider Paying Privately or “Out of Pocket”?
In order to have therapy services covered under insurance, a mental health diagnosis must be made. Therefore, some of our clients choose to pay out of pocket for their services and are considered Private Pay Clients. Also, some clients choose not to involve their insurance so that they may be able to maintain a higher level of control over how many sessions they have per week / month, what types of sessions and where their sessions are held. Insurance companies often limit the number of sessions and some companies may not cover couples or relationship therapy. You may opt out of utilizing your insurance if you prefer by simply filling out a form. We respect your choice and will work with you regarding what you decide is best.
By paying privately or out of pocket, your records are exempt from insurance reporting. We are able to assure private pay clients the highest degree of privacy, flexibility, & control of their mental health record allowed by state law. At Live Life Counseling & Consulting, we work collaboratively with our clients to decide how often you should attend therapy and you decide what you want to focus on. This allows you have the control, not your insurance company.